Contract Definitions

The following definitions apply to words frequently used in this Contract and appear in bold-faced type. Click here for a full page view. You, Your - refers to the Contract Holder named on your Identification Card or the person to whom this Contract was properly transferred. We, Us, Our - refers to the entity who is obligated to perform under this Contract , as indicated on the Identification Card. Contract - refers to this Vehicle Service Contract which You purchased from Us to protect Your Vehicle. Identification Card - refers to the numbered document (Contract Number) which should be enclosed to and becomes part of this Contract. It gives information about You, Your Vehicle, Coverage chosen and other significant data. Coverage - refers to the component protection You have chosen, as shown on the Identification Card. Your Vehicle - refers to the vehicle which is described on your Identification Card, which cannot be used for rental, emergency or for-hire purposes. Failure - refers to the Failure of a covered part under normal service. A covered part has failed when it can no longer perform the function for which it was designed solely due to its condition, and not due to the action or inaction of any non-covered parts. In addition, a Failure will be deemed to have occurred when a covered part has worn beyond the manufacturer's tolerances allowed for the particular Vehicle at the mileage when the problem occurs

This Contract is subject to the following provisions:
Contract Period | Failure of Covered Parts | Territory | Limit of Liability | Contract Renewal | Our Right to Recovery | Transfer Rights | Maintenance Requirements | Contract Insured By | Arbitration

Coverage under the is contract begins on the 31st day after the contract sale date and 1,000 miles from the odometer reading at the time of sale, and will expire according to time and/or mileage of the contract selected, which ever occurs first , as shown on your declaration page.

a.) A used Vehicle Contract expiration is measured from the Contract purchase date and the odometer mileage at Contract purchase date.

We will pay or reimburse You for reasonable costs to repair or replace any Failure of a part included in Your Coverage. Replacement parts may be new, remanufactured or replacement parts of like kind and quality.

This Contract is limited to Failures which occur, and repairs that are made, within the United States of America and Canada.

a) Per Repair Visit - Our liability for any one (1) repair visit will not exceed the actual cash value of Your Vehicle at the time the repair is performed.

b) Aggregate - The total of all benefits payable under this Contract will not exceed the lesser of the price You paid for Your Vehicle or twenty five thousand dollars ($25,000).

This Contract may be renewed for continuous one (1) year terms at the then prevailing renewal rate. The request for renewal must be made at least thirty (30) days or one thousand miles prior to the expiration of this Contract to qualify for a replacement Contract. The vehicle and Coverage eligibility. Contact Administrator for details, including rates inspection requirements.

If We pay anything under this Contract and You have a right to recover from another party, Your rights will become Our rights up to the amount We paid. You will do whatever is necessary to enable Us to enforce these rights.

This Contract is for the benefit of the original Contract Holder and is transferable subject to a transfer fee providing:

Contract is being transferred to a subsequent private purchaser of Your Vehicle. (Transfer rights are voided when vehicle is either traded, sold or put on consignment to an individual or entity engaged in the wholesale or retail sale, leasing or rental of vehicles.)

You must submit the following:

a) Transfer application (Available from the dealer or Administrator).
b) Bill of sale showing sale date mileage at time of sale.
c) $50.00 Transfer fee made payable to the Administrator within thirty (30) days of the transfer of vehicle ownership.

You must maintain Your Vehicle according to the manufacturer's recommendations as outlined in the owner's manual.

NOTE: Your owner's manual has separate required maintenance schedules for "normal" and "more severe" operating conditions. You are required to follow the maintenance schedule that applies to Your conditions. You must be sure only the proper grade of lubricants, coolants, as recommended by the manufacturer, is used in Your Vehicle. It is necessary for You to perform the required maintenance. If necessary, this documentation will be verified by the Administrator.

You are reminded that this Contract is not an insurance policy. However, We have an insurance policy in effect. If We fail to pay a claim within sixty (60) days after a proof of loss has been filed, You are entitled to make a direct claim against the Insurer, 5747 Perimeter Drive Suite 200 Dublin Ohio 43017

Any controversy or claim arising out of or relating to this Contract, or breech thereof, will be settled by binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association. A judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. The parties specifically agree to the binding nature of the arbitration.