Contract Definitions

The following definitions apply to words frequently used in this Contract and appear in bold-faced type. Click here for a full page view. You, Your - refers to the Contract Holder named on your Identification Card or the person to whom this Contract was properly transferred. We, Us, Our - refers to the entity who is obligated to perform under this Contract , as indicated on the Identification Card. Contract - refers to this Vehicle Service Contract which You purchased from Us to protect Your Vehicle. Identification Card - refers to the numbered document (Contract Number) which should be enclosed to and becomes part of this Contract. It gives information about You, Your Vehicle, Coverage chosen and other significant data. Coverage - refers to the component protection You have chosen, as shown on the Identification Card. Your Vehicle - refers to the vehicle which is described on your Identification Card, which cannot be used for rental, emergency or for-hire purposes. Failure - refers to the Failure of a covered part under normal service. A covered part has failed when it can no longer perform the function for which it was designed solely due to its condition, and not due to the action or inaction of any non-covered parts. In addition, a Failure will be deemed to have occurred when a covered part has worn beyond the manufacturer's tolerances allowed for the particular Vehicle at the mileage when the problem occurs

THIS VEHICLE SERVICE CONTRACT PROVIDES NO COVERAGE FOR THE FOLLOWING:
Parts | Maintenance services | Failure from damages | Failure from abuse | Unnecessary repair | Alterations | Odometer inaccuracy | Liabilities | Improper fluid levels | Manufacturer resp. | Vehicle tow | Failure prior to contract | Failure outside territory | Costs exceeding value

A. The following parts: carborator; battery; shock absorbers; manual transmission clutch assembly; friction clutch disc and pressure plate; throwout bearing; manual and hydraulic linkages; distributor cap and rotor; safety restraint systems (including air bags); glass; lenses; sealed beams; light bulbs; brake rotors and drums; exhaust and emission systems; weather strips; trim; moldings; bright metal; chrome; upholstery and carpet; paint; outside ornamentation; bumpers; body sheet metal and panels; body bolts; and wheels/rims.

B. Maintenance services and parts described in your vehicle's owner's manual as supplied by the manufacturer and other normal maintenance services and parts including, but not limited to: alignments; wheel balancing; tune-ups; spark plugs and spark plug wires; glow plugs; hoses; drive belts; brake pads, linings and shoes; and wiper blades. Note: filters; lubricants, coolants, fluids and refrigerants will be covered only if replacement is required due to a covered failure.

C. Any failure resulting from collision; fire; theft; vandalism; riot; explosion; lightning; earthquake; freezing; rust or corrosion; wind storm; hail; water or flood; acts of god; salt; environmental damage; contamination; or loss of fluids; coolants or lubricants.

D. Any failure caused by misuse; abuse; negligence; lack of normal maintenance required by the manufacturer's maintenance schedule for your vehicle; improper servicing by you after the effective date of this contract; sludge build up or not maintaining proper levels of lubricants and/or coolants; or not protecting the vehicle from further damage when a failure has occurred.

E. Any repair or replacement of a covered part if a failure has not occurred or if wear on that part has not exceeded the field tolerances permitted by the manufacturer.

F. If any alterations have been made to your vehicle, or you are using or have used, your vehicle in a manner that is not recommended by the manufacturer. This will include, but not be limited to, the breakdown of any custom or add-on part; any frame or suspension modifications; lift kits; oversized/undersized tires or wheels; trailer hitches; and or modifications to the engine, emissions or exhaust systems.

G. If your odometer has ceased to work and repairs have not been immediately made; the odometer has been altered in any way subsequent to purchase; or if vehicle's true mileage cannot be determined.

H. Any liability for property damage, or for injury to or death of any persons arising out of the operation, maintenance or use of your vehicle, whether or not related to the parts covered. Loss of time, profit, inconvenience, or any other loss that results from a failure (except as provided under the benefits or coverages herein.)

I. Repairs to seized or damaged engines due to continued operation without sufficient lubricants or coolant. You are responsible for making certain that the oil and temperature warning lights/gauges are functioning properly. You must pull off the road immediately and discontinue vehicle operation when either of these lights/gauges indicates inadequate protection or performance.

J. When responsibility for a repair is covered by an insurance policy; warranty from manufacturer including extended drive train, major component or full coverage warranties; a repairer's guarantee/warranty; or failure for which the manufacturer has announced it's responsibility through any means, including recall campaigns and factory service bulletins.

K. If your vehicle is used for towing a trailer or other object or vehicle without being equipped with a factory installed or authorized tow package; or is used for commercial purposes including, but not limited to, rental, taxi, limousine, livery or shuttle, towing or road repair, construction, job site activities, hauling, police or emergency services, principal off road use, racing, competitive driving, snow removal, route work, service or repair.

L. Any failure occurring prior to the contract purchase date, or if information provided by you or a repair facility cannot be verified as accurate or is found to be deceptively inaccurate.

M. Any failure occurring outside the United States Of America or Canada.

N. Any costs in excess of the actual cash value of the vehicle at the time of repair or failure.