Contract Definitions

The following definitions apply to words frequently used in this Contract and appear in bold-faced type. Click here for a full page view. You, Your - refers to the Contract Holder named on your Identification Card or the person to whom this Contract was properly transferred. We, Us, Our - refers to the entity who is obligated to perform under this Contract , as indicated on the Identification Card. Contract - refers to this Vehicle Service Contract which You purchased from Us to protect Your Vehicle. Identification Card - refers to the numbered document (Contract Number) which should be enclosed to and becomes part of this Contract. It gives information about You, Your Vehicle, Coverage chosen and other significant data. Coverage - refers to the component protection You have chosen, as shown on the Identification Card. Your Vehicle - refers to the vehicle which is described on your Identification Card, which cannot be used for rental, emergency or for-hire purposes. Failure - refers to the Failure of a covered part under normal service. A covered part has failed when it can no longer perform the function for which it was designed solely due to its condition, and not due to the action or inaction of any non-covered parts. In addition, a Failure will be deemed to have occurred when a covered part has worn beyond the manufacturer's tolerances allowed for the particular Vehicle at the mileage when the problem occurs

1. You may cancel this Contract by notifying the Administrator. A cancellation form indicating the odometer reading at the date of request will be required.

2. We may cancel this Contract for nonpayment of the Contract charge, or for intentional misrepresentation in obtaining this Contract or in submitting a claim.

3. If Your Contract has been financed, it may be canceled for nonpayment.

4. If this Contract is canceled within the first sixty (60) days if Contract was purchased new or thirty (30) days if the Contract was purchased used and no claim has been filed, the entire Contract charge will be refunded. After sixty days (60) for new or thirty days (30) for used, or if a claim has been filed, the amount of the unearned Contract charge will be refunded according to the prorate method reflecting the greater of the days in force or the mileage driven based on the term of the Contract and the date or miles when the Coverage began.

5. A $35 service charge will be deducted from all refunds after sixty (60) days for used vehicle Contract.

6. In the event of cancellation, the lienholder if any, will be named on the cancellation refund check.